Category: Banking & Capital Markets
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Can AI bank the 1.3 billion adults the system forgot?
Mobile banked the easy part: 79% of adults now hold an account. 1.3 billion remain outside. What AI actually unlocks — alternative scoring, cost to serve, the language barrier — and the bias it risks automating at scale.
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Becoming an IOBSP in France: The Complete Guide to ORIAS Registration (2026)
Categories, professional capacity levels, insurance thresholds, ACPR-approved associations and training routes: what registering as a credit intermediary with ORIAS actually requires in 2026.
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Basel III Supervision: PD, LGD, RWA, VaR and the Output Floor, with a Worked Banking Case
What applies in 2026 under CRR3, and a full banking case: computing supervisory parameters across credit and counterparty risk, market risk and operational risk, through to the output floor’s effect on the CET1 ratio.
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IFRS and banks: what applies since January 2026, and what is decided before November
Three sets of IFRS amendments have applied to banks since 1 January 2026, IFRS 18 has entered its comparative year, and the IASB has extended the Risk Mitigation Accounting consultation to 30 November 2026.
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EMIR 3 active account: the first submission is in, and it changes the routine
The first active account submission fell due on 31 July 2026. Reporting is now semi-annual, and ESMA has begun measuring the effect of the regime.
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The international financial system: what the BIS and the World Bank are saying
Weakest global growth since the pandemic, inflation back, record public debt: both institutions converge on the diagnosis.
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AMF certification 2026: the format, the threshold and the module everyone forgets
120 questions, 80 % correct in each category, six months to comply — and a Sustainable Finance module many discover far too late.