A banking information system is a set of interlocking constraints — regulatory, accounting, technical. We work on each of them, from core banking through to the accounting close, keeping the whole coherent.
Where we work
Core banking and client journey
The application core and the client relationship, handled together rather than separately.
- Core banking (universal banking)
- Islamic banking and finance
- Digital banking
- Omnichannel customer relationship management (CRM)
- Cards and payments
Compliance, KYC and AML
Client onboarding and transaction monitoring, where most of the regulator’s demands now concentrate.
- Client onboarding (KYC)
- Transaction screening (AML)
- Biometric identification
- SSO and identity management (IAM)
- Electronic signature
Risk and credit
Model, rate, provision — and account for the method you chose.
- Credit and structured finance
- Risk model integration
- Internal ratings-based systems (IRB)
- Risk, compliance and liquidity (BCBS)
- Asset and liability management
Accounting and treasury
From the operational entry to consolidated statements, with the audit trail that goes with it.
- Operational accounting standards (IFRS)
- Consolidation and financial statements
- Accounting audit and control
- Reconciliation
- International transfers and financial flows
- Bank treasury optimisation
Security and continuity
What has to hold when everything else stops holding.
- Cloud infrastructure security
- ISO 27001 and ISO 22301 compliance
- Incident management
- Business continuity planning
- Digital operational resilience (DORA)
- AI management system — ISO/IEC 42001
Supervision and control
A supervisor does not only assess your ratios — it assesses your ability to evidence them. We prepare regulatory submissions and the audit trail behind them, from Basel ratio calculation through to dealings with the French supervisor, the ACPR.
- COREP and FINREP prudential reporting
- Basel III ratios: solvency, LCR, NSFR, leverage
- Internal and permanent control framework
- Risk data aggregation and traceability (BCBS 239)
- ICAAP and ILAAP documentation
- Preparing ACPR inspections and following up on recommendations
- MiFID II / MiFIR transparency and transaction reporting
- Derivative reporting and EMIR Refit obligations